Primary coverage for damages to your own boat, equipment and accessories regardless of negligence on the part the policy holder.
Pantaenius and the shipowner will agree upon a fixed sum insured, which will be paid in case of total loss.

In case a berthing manoeuvre should fail and there is damage not only to your own boat but also to other ships or to the pier, this insurance will be most valuable.
It covers self-inflicted damages to property and persons as well as financial loss.

This insurance covers the owner, the skipper, the crew, and the guests in cases of accidents on board, which lead to disability or death.
At the occurrence of the event insured, a fixed sum insured will be shared evenly among the entitled passengers. Insured are accidents which occur during berthing manoeuvres, using the dinghy, and rigging, and at the same time accidents which might happen during the annual overhaul work.

Pantaenius designed this insurance especially to serve the needs of the yachtowner.
It covers the owner, the skipper and the crew in all European states and the riparian states to the Mediterranean Sea. It offers legal protection concerning penal cases, torts, and boat licences.